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Pool Home on 2 Acres with Deeded Lake Access Under $350,000 Own a spacious 3-bedroom, 2.5 bath home with 2264 square feet of living space on 2 acres in DeFuniak Springs. Complete with deeded lake access, an inground pool, and no HOA, this property offers the perfect blend of privacy, space, and recreation. Inside, you'll find an oversized living room, a dedicated dining area, an eat-in kitchen, spacious bedrooms, two full bathrooms, and abundant storage throughout. A heated and cooled 400-square-foot Florida room adds flexible living space for entertaining, relaxing, a game room, a home office, or a hobby area. Step outside to your own backyard retreat featuring a sparkling inground pool, expansive pool deck, mature landscaping, and two acres of room to garden, play, or simply enjoy the peaceful surroundings. With deeded access to the lake, you'll enjoy waterfront recreation without the waterfront price. Additional highlights include a new roof (2026), a new water heater, a paved road, a workshop, and a well-maintained home that adds confidence and value for its next owner. Conveniently located just 25 minutes from Choctawhatchee Bay and 35 minutes from the sugar-white beaches of the Emerald Coast, you'll enjoy the tranquility of country living while remaining close to shopping, dining, boating, and everyday conveniences. Whether you're looking for a full-time residence, a weekend getaway, or simply more room to spread out, this property offers exceptional value. Homes with acreage, a pool, deeded lake access, and this much living space under $350,000 are hard to find. Schedule your private showing today!
#1011186

DeFuniak Springs

116 Ten Lake Drive

3 Beds

2 Baths

2,264 Sq.Ft.

$350,000

MLS#: 1011186

2015 IS THE EFFECTIVE YEAR ON THIS HOME. ASSUMABLE VA LOAN 5.625%. YOU WILL NOT BELIEVE THIS HOME. When you walk inside you have a large foyer that would make a nice smaller sitting room. Directly in front of you is your OPEN Kitchen, dining and family room. Totally redone is 2022 with new luxury vinyl plank floors throughout the house, new Cabinets, stainless steel appliances, granite countertops, recessed lighting and light fixtures. Family room has French doors with the screens inside that leads out to your fenced in back yard. Off of the dining room, you have a large utility room-great for storage as well as the washer and dryer. Split bedrooms. Master is off of the foyer to the right. It has large barn doors that separate the bathroom and the closet. The other 3 bedrooms and bathroom are to the left of the foyer. Both bathrooms have been totally redone. Master has a granite walk in shower with glass door. New granite countertop and sink in both bathrooms. Guest bathroom has new tub with granite up the walls. Everything was redone in 2022 even the carpet in the bedrooms and ceiling fans. For your peace of mind in 2022 the Roof, HVAC, Electrical wiring, plumbing and the tankless water heater were also installed. Along with the well pump and the sprinkler system. Storage building in the back yard for your lawn care. Gas meter is on property if your ever want to add a gas grill or generator.
#1011277

Mary Esther

415 Avon Lane

4 Beds

2 Baths

1,978 Sq.Ft.

$429,000

MLS#: 1011277

RARE ONE-ACRE RETREAT IN SANTA ROSA BEACH -- NO HOA, NEAR THE BAY & BEACHES! Discover a private, fully fenced one-acre homesite offering an exceptional combination of space, privacy, and coastal convenience. Located just one block from Choctawhatchee Bay and directly across from Point Washington State Forest, this property puts nature, boating, and the beach lifestyle within easy reach. Built in 2022, this beautifully updated 3-bedroom, 2-bath manufactured home features a bright contemporary interior, open living spaces, and a spacious front deck perfect for relaxing or entertaining. The home is permanently affixed, converted to real property with a retired title, and supported by an engineered foundation system with concrete footings, CMU piers, and steel beam support. The paved driveway offers plenty of room for multiple vehicles, boats, trailers, or an RV. With one full acre and NO HOA, the large private yard provides excellent flexibility for a future pool, workshop, detached garage, storage, gardens, or additional outdoor living. Just minutes from the white-sand beaches of South Walton, 30A, shopping, dining, and bay access for boating, fishing, kayaking, and paddleboarding. AT&T Fiber Internet is available. One acre, newer construction, no HOA, fully fenced, paved driveway, privacy, and an outstanding Santa Rosa Beach location!
#1011185

Santa Rosa Beach

55 Oak Avenue

3 Beds

2 Baths

1,800 Sq.Ft.

$499,000

MLS#: 1011185

127 Harbor Blvd offers a flexible commercial opportunity with two 800 SF spaces being sold together for a total of 1,600 SF. The property is currently owner-occupied, allowing a buyer the opportunity to take possession without existing tenant leases in place. With separate upstairs and downstairs spaces, the layout lends itself well to an owner-user needing multiple work areas, a business looking to occupy one space while leasing the other, or an investor seeking the potential for two separate rental streams. Seller reports comparable units in the complex are leasing for approximately $1,500 per month per unit, representing potential gross rental income of approximately $36,000 annually if both spaces are leased. Conveniently located on Harbor Blvd in Destin with easy access to the surrounding commercial corridor, this property offers flexibility for a variety of retail and professional uses. Buyer to independently verify square footage, permitted uses, rental rates, and income potential.
#1011180

Destin

127 Harbor Boulevard 7

None Beds

None Baths

N/A

$345,000

MLS#: 1011180

TWO UNITS - ONE Purchase-A UNIQUE INVESTMENT OPPORTUNITY DIRECTLY ON PANAMA CITY BEACH! Looking for flexibility, rental potential, and an unbeatable beach location? This unique offering at Ambassador gives you TWO separate living spaces with the ability to use them together or separately. The property includes an updated coastal studio with a full bathroom PLUS a 1-bedroom, 1-bath unit with an additional bunk room. An adjoining door connects the spaces, creating multiple options for owners, guests, or vacation rentals. Use one and rent the other, rent both separately, or open the adjoining door and enjoy them together! This versatile layout provides possibilities that are hard to find along Panama City Beach. Inside, you'll find attractive coastal updates including LVP flooring, shiplap accent walls, and stylish barn doors, creating the relaxed beach atmosphere vacationers are looking for. Ambassador is a low-density, Gulf-front complex, offering owners and guests a more relaxed beach experience without the crowds of a large high-rise. Best of all, you're directly on the beautiful white sands and emerald waters of Panama City Beach. LOCATION, LOCATION, LOCATION! Enjoy being near Pier Park, Top Golf, Pirates Voyage Dinner & Show, restaurants, shopping, entertainment, and many of Panama City Beach's most popular attractions--a major advantage for vacation-rental guests who want to be close to the action. Community amenities include a Gulf-front swimming pool, outdoor hot tub, tiki bar, BBQ grills, and onsite pet area. Another attractive feature is the HOA fee, which covers many essentials for BOTH units, including water, sewer, trash, cable, internet, pest control, and building insurance. Whether you're searching for an income-producing vacation rental, second home, personal beach getaway, or a combination of all three, this property offers exceptional flexibility in one of Panama City Beach's most desirable locations. Two units. Multiple rental possibilities. Steps from the Gulf. One incredible opportunity. Schedule your private showing today!
#794961

Panama City Beach

15617 Front Beach Road 231 A&B

2 Beds

2 Baths

792 Sq.Ft.

$329,900

MLS#: 794961

Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available OCTOBER 20, 2026 for over 6 month - 12 month lease. It just doesn't get any better! Just bring your suitcase. This Furnished, move in ready Lucia Villa located in the newer Phase 9 features 3 bedrooms, 2 baths, and a 2 car garage. Appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). No yard work required so you'll have lots of time to enjoy all the amazing activities and meet new friends! RENTAL REQUIREMENTS: At least 1 tenant MUST be 55+ LONG-TERM (more than 6 months) PETS at owners discretion SMOKING is not permitted in any home or lanai/porch BACKGROUND CHECK (credit, criminal, eviction) required & paid for by each tenant Due upon lease signing: Security Deposit $$ Due at Lease Start: 1st mo + last mo+cleaning fee+pet fee due at move-in COMMUNITY ACCESS - tenants purchase all gate & amenity access credentials through HOA (transponders & passports). Tenants have full use of all amenities just as a homeowner has.
#794967

Panama City Beach

9348 DayDream Drive

3 Beds

2 Baths

1,773 Sq.Ft.

$2,800

MLS#: 794967

See the Virtual Tour! Absolutely stunning waterfront home in the highly desirable gated Windward community of Bluewater Bay! Situated on a premium lot with 100 feet of Lido Lake frontage, this beautiful 4-sided brick home offers breathtaking water views from a spacious open floorplan highlighted by a dramatic wall of windows. Designed for both everyday living and entertaining, the home features a spectacular sunroom complete with a wet bar, wine fridge, ice maker, and additional TV area for game days. Step outside to the expansive deck overlooking the lake and enjoy Florida living at its finest. This single-story, wheelchair-accessible home offers 4 bedrooms PLUS office, 3 full baths, an oversized 2-car garage, and gorgeous hardwood and tile flooring throughout--no carpet anywhere. Recent updates include a NEW ROOF, hurricane-impact windows, and newer kitchen appliances. Natural gas services the range, water heater, and outdoor grill connection. Enjoy an unbeatable location just minutes from the Mid-Bay Bridge, providing quick access to Destin Commons, shopping, dining, and beaches while avoiding Highway 98 traffic. Windward residents enjoy exceptional amenities including a gated entrance, tennis club, four swimming pools, pickleball courts, marina with waterfront restaurant and bar, golf course, and convenient boat and RV storage. A rare opportunity to own a move-in-ready waterfront home in one of Niceville's most sought-after communities!
#1005383

Niceville

236 Windward Way

4 Beds

3 Baths

3,012 Sq.Ft.

$699,900

MLS#: 1005383

Turn key quadplex in a great central location convenient to Highway 98. Each townhouse is 2 beds, 1.5 baths. Property boasts a new metal roof after Hurricane Michael and an excellent rental history. Owner responsibilities are limited with each unit being separately metered for water and electric with residents paying their own utilities. Live in one and rent out the rest to or rent all 4 for a cash flow machine!
#791362

Panama City

1512 Kraft Avenue

8 Beds

6 Baths

4,104 Sq.Ft.

$479,000

MLS#: 791362

***ABSOLUTELY GORGEOUS RECENTLY UPDATED 2 BEDROOM, 2 BATHROOM MARINA BAY CONDO(WITH A COVERED AND GATED GARAGE SPACE)!!!*** This stunning unit offers some of the most breathtaking bay views you will EVER find, both from the master bedroom and the living room/dining area. Step out from the master bedroom sliding glass doors on to your balcony to watch the dolphins play! Unit comes with a garaged parking space that leads right into the secured front lobby, as well as an owner only fitness center. Recent upgrades and updates include but are not limited to: Porcelain wood look tile throughout, updated lighting fixtures, completely repainted interior, sunscreen and blackout shades, quartz countertops, stainless steel appliances, and both kitchen and laundry room custom cabinetry. Walk in closets in both bedrooms. Sellers are open to selling most of the furniture if there is interest. Marina Bay amenities include a 350 foot fishing pier, bay front swimming pool, hot tub, club house, viewing deck, a private beach and marina! All information is approximate and should be verified by buyers if important.
#790966

Panama City

1600 Marina Bay Drive 303

2 Beds

2 Baths

1,525 Sq.Ft.

$444,000

MLS#: 790966

Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort.
#795000

Panama City

3515 Cottage Cove Lane

4 Beds

3 Baths

2,400 Sq.Ft.

$568,999

MLS#: 795000

Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.
#795021

Panama City

109 Dragon Circle

5 Beds

4 Baths

4,536 Sq.Ft.

$1,195,000

MLS#: 795021

Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient...and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer.
#795023

Panama City

7516 Chipewa Street

3 Beds

2 Baths

2,099 Sq.Ft.

$530,000

MLS#: 795023

Located in the highly desirable South Haven community in the heart of Santa Rosa Beach, this well-maintained townhome offers an ideal combination of location, comfort, and investment potential. The home features updated fixtures and ceiling fans throughout, adding a fresh and modern touch. A brand-new water heater was installed in August 2026, providing peace of mind for the new owner. South Haven is a small, welcoming community with a private community pool, creating a convenient place to relax and enjoy the beautiful coastal lifestyle. Whether you're looking for a great investment property, primary residence, or secondary beach home, this townhome offers an excellent opportunity in one of Santa Rosa Beach's most desirable areas. Conveniently located near shopping, dining, beaches, and all that 30A and South Walton have to offer.
#1011246

Santa Rosa Beach

60 South Haven Circle

3 Beds

2 Baths

1,712 Sq.Ft.

$345,000

MLS#: 1011246

ROOM TO ROAM! Discover this one-of-a-kind custom-built home on 12+ private acres within the city limits of DeFuniak Springs, approximately 1 mile from the local airport and convenient to everything in town. This spacious 4BR/4BA, two-story home offers approximately 3,156 sq. ft., tons of storage throughout, and overlooks a beautiful fully stocked pond with dock. A NEW ROOF was installed March 2026! Enjoy generous living and entertaining spaces, a fireplace, peaceful gazebo, fire pit and plenty of room to enjoy the outdoors. Bring the horses! Horses are permitted, and a 4-stall barn is already in place and offers great potential, but is in need of some repairs and updating. Some additional fencing would also be needed. There's also a chicken coop and plenty of acreage for animals, gardening and recreation. NO HOA! Furniture is negotiable. An adjoining approx. 4-acre parcel with a 3BR/2BA manufactured home and large workshop may be available for purchase in conjunction with this property, subject to separate negotiation, creating an exciting multigenerational opportunity. Acreage, privacy and possibilities - all close to town!
#1011270

DeFuniak Springs

1082 N Us Highway 331

4 Beds

3 Baths

3,156 Sq.Ft.

$799,900

MLS#: 1011270

This is a fantastic price improvement and one of the best values currently available. If you've been considering this property, now is the time to act before it's gone. Experience coastal living at exceptional value. This is a great opportunity! Your One-of-a-Kind Beach Retreat-Steps from the Gulf. Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner's impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible. The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in. The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family. This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter. Please schedule your private showing on this one of a kind property now!
#777615

Panama City Beach

116 Smugglers Cove Court

5 Beds

4 Baths

2,822 Sq.Ft.

$889,000

MLS#: 777615

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