Features & Amenities

Interior

  • Other Interior Features

    Breakfast Bar, Recessed Lighting

  • Total Bedrooms

    4

  • Bathrooms

    3

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    Yes

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Construction Materials

    Frame

  • Other Exterior Features

    Private Yard, Outdoor Shower, Rain Gutters

  • Parking

    Garage Door Opener, Garage, Attached

  • Patio and Porch Features

    Porch, Patio, Covered

  • Pool

    No

Area & Lot

  • Lot Features

    Interior Lot

  • Lot Size(acres)

    0.13

  • Lot Size(square feet)

    5,662

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Craftsman

Price

  • Sales Price

    $455,000

  • Tax Amount

    $4,722.21

  • Zoning

    Resid Single Family

  • Sq. Footage

    2,470

  • Price/SqFt

    $184

HOA

  • Association

    YES

  • Association Fee

    $620.28

  • Association Fee Frequency

    Annually

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Breakfast Point

  • Middle School

    Breakfast Point

  • High School

    Arnold

Property Features

  • New Construction

    NO

  • Foundation Details

    Slab

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Breakfast Point

Middle School

Breakfast Point

High School

Arnold

Listing Courtesy of Rachel L Simerly, Compass

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Randy Baxter

REALTOR®

Randy Baxter

Call Randy today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
4BR/3.5BA Azalea floor plan in Emerald Cove Villas. Assumable 2.5% VA loan and paid-off solar panels. Built 2020. Over $58K Seller Upgrades!

ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS PLUS FULLY PAID SOLAR PANELS CONVEY AT CLOSING.

Welcome to 357 Emerald Cove Street, where modern coastal living meets exceptional value in one of Panama City Beach's most desirable newer communities. Situated on a premium lot in Emerald Cove Villas, this 4-bedroom, 3.5-bathroom Azalea floor plan offers approximately 2,470 square feet of thoughtfully designed living space.

One of the home's most compelling advantages is the opportunity for qualified buyers to assume the existing VA loan with a 2.5% interest rate. In today's market, opportunities like this are increasingly rare. Adding even more value, fully paid-off solar panels to convey at closing, allowing the next owner to enjoy the benefits of energy-efficient living with fully-owned solar panels from day one.

Designed for both everyday functionality and entertaining, the highly sought-after Azalea floor plan features a first-floor primary suite, providing privacy and convenience rarely found at this price point. The open-concept kitchen includes a center island, pantry, recessed lighting, an updated backsplash, and a newer refrigerator and flows seamlessly into the dining and living spaces. Upstairs, three additional bedrooms are complemented by a spacious bonus living area that can easily serve as a media room, home offic fitness space, or second gathering area. Move-in-ready improvements continue throughout the property. Upgraded interior paint, a security system, garage shelving, additional outdoor storage, and an outdoor shower enhance everyday living. Outside, professionally enhanced landscaping/hardscaping creates a welcoming backyard retreat complete with fruit trees including peach, lemon, and orange varieties. Stone accents, paver details, covered porches, and a fully fenced backyard with fruit trees backing up to preserve add both beauty and practicality.

Emerald Cove Villas has become a favorite among buyers seeking newer construction with convenient access to everything Panama City Beach has to offer. Located conveniently just north of the Hathaway Bridge, residents enjoy a community dog park, sidewalks, and street lighting, all with low HOA fees and a prime location just minutes from retail, dining, recreation, NSA Panama City, St Andrews Bay Marinas, the Panama City Beach Sports Complex, and the Gulf's sugar-white beaches and.  The location also provides convenient access to NSA Panama City and Tyndall Air Force Base.

Offered at $455,000, this home delivers a combination of features that is increasingly difficult to find: newer construction, a flexible floor plan, fully-owned solar panels providing very low utility bill, a premium preserve-view lot, and the potential advantage of an assumable 2.5% VA loan for qualified buyers.

If you've been waiting for a large 4 BR Panama City Beach home that offers a great location, gorgeous curb appeal and style, thoughtful upgrades and energy efficiencies, 357 Emerald Cove Street deserves your attention. Schedule your private showing and experience firsthand why this home stands apart from the competition. Catch it while you can!

357 Emerald Cove Street

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

This beautifully updated beach home is the perfect getaway or investment property, located just a short distance from the sugar sand beaches, dining, and entertainment. Bright, open living room with soaring ceilings and a cozy fireplace. The recently remodeled kitchen features stainless steel appliances, butcher block, perfect for cooking and entertaining.

The main floor offers laminate flooring, a spacious master suite, and a second full bathroom. Upstairs you'll find durable vinyl plank flooring, a full-sized bedroom, and a versatile open loft - ideal as a home office, reading nook, or bunk space for extra guests.

Additional features include:

* 2-car garage with poly-treated flooring
* Large, level fenced backyard - perfect for kids, pets, and to add a pool
* Sprinkler system
* Fresh exterior paint (2021)
* Termite bond
* AC mini split
* Newer paid-off **solar panels** for low energy bills
* Just 3 blocks to the public boat launch on Dolphin Drive
* Easy golf cart ride to **Schooners** and **St. Andrews State Park**
Short term rental approved!
Everything you need for a relaxing beach lifestyle or a top-performing rental is right here!
#789446

Panama City Beach

5923 Sunset Avenue

3 Beds

2 Baths

1,443 Sq.Ft.

$515,000

MLS#: 789446

**Gulf-Front Gem at Tidewater Beach Resort - Feels Like a Mini 3-Bedroom!**

Welcome to Unit 2210 at Tidewater Beach Resort - where stunning views and smart design come together! This highly sought-after **''M'' floor plan** offers 2 bedrooms, **3 full bathrooms**, and a **private enclosed bunk room** with its own attached bath - comfortably sleeping like a 3-bedroom, making it an ideal vacation rental or beach retreat.

Enjoy breathtaking, unobstructed views of the Gulf through **floor-to-ceiling sliding glass doors** in the spacious open-concept living area. The unit features **laminate flooring throughout**, **updated coastal décor**, **new granite countertops and sink**, **new appliances**, and plenty of natural light.

Tidewater Beach Resort is one of Panama City Beach's premier destinations, located just moments from **Pier Park**. Resort amenities include:

* Two large lagoon-style outdoor pools
* Heated indoor pool
* On-site movie theater
* Fitness center & sauna
* Restaurant & tiki bar
* 24-hour security and covered parking

Don't miss your chance to own this beautifully updated, rental-ready Gulf-front condo that offers both personal enjoyment and strong investment potential!
#775662

Panama City Beach

16819 Front Beach Road 2210

2 Beds

3 Baths

1,131 Sq.Ft.

$500,000

MLS#: 775662

New on site today
Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you're just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.
#991465

Panama City Beach

2432 Valley Oak Court A&B

4 Beds

4 Baths

2,196 Sq.Ft.

$475,000

MLS#: 991465

Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you're just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.
#782721

Panama City Beach

2432 Valley Oak Court A&B

4 Beds

4 Baths

2,196 Sq.Ft.

$475,000

MLS#: 782721

New on site 1 day ago
Wake up to sunlit Gulf views and the sound of waves just beyond your balcony in this beachfront condo located within one of Panama City Beach's most sought-after resort communities. Positioned directly on the sand, this residence offers a front-row seat to emerald water, sugar-white beaches, and unforgettable sunsets that make the Emerald Coast famous. Inside, the layout is designed to maximize both comfort and views, creating a spacious coastal retreat ideal for personal getaways or income-producing short-term rentals. Large windows and sliding glass doors bring natural light inside while framing panoramic beach scenery from the living space and private balcony. The resort lifestyle sets this property apart from other units in the building. Owners and guests enjoy access to a vibrant collection of amenities including resort-style pools, beach access just steps away, on-site dining, tennis courts, and activities that keep visitors returning year after year. With short-term rentals permitted, this condo offers flexibility for investors seeking strong vacation rental potential or buyers wanting a private beachfront escape with income opportunities. Whether you're looking for a personal coastal getaway or a property that stands out in the vacation rental market, this beachfront condo delivers the tranquil Gulf-front experience buyers come to Panama City Beach for.
#1011654

Panama City Beach

11347 Front Beach Road UNIT 1107

1 Beds

1 Baths

743 Sq.Ft.

$374,909

MLS#: 1011654

New on site 1 day ago
Welcome to Whisper Dunes - located just a half mile from the World's Most Beautiful Beaches! Experience coastal living in this low maintenance 3 BR/2 BA immaculate home.  Inside, the open floor plan offers hardwood floors, 8 foot doors with craftsman style trim, lots of natural light from the oversized windows.  The primary suite features a trey ceiling, ensuite bath with walk in shower, tub, double vanities and a large walk-in closet.  Two additional guest bedrooms with a full bath provides flexibility for guests, home office or family living. You will love the kitchen/dining area with all new stainless steel appliances, granite countertops, under-cabinet lighting and plenty of beautiful cabintry offering lots of storage. Enjoy the beautiful backyard with screened in porch, firepit and pergola - plenty of room outdoors for privacy and entertaining.  The 2 car garage offers epoxy coated flooring for a clear durable finish. Whisper dunes is a well-kept, deed restricted community offering a large community pool, cabana, walking paths, and full lawn maintenance included in the HOA dues. Located close to Pier Park, ECP Airport, fine and casual dining,  Scenic Hwy 30A, Camp Helen State Park, and more! All data and dimensions to be verified by buyer.
#795169

Panama City Beach

323 Blue Sage Road

3 Beds

2 Baths

1,756 Sq.Ft.

$525,000

MLS#: 795169

New on site 1 day ago
Welcome to Whisper Dunes - located just a half mile from the World's Most Beautiful Beaches! Experience coastal living in this low maintenance 3 BR/2 BA immaculate home. Inside, the open floor plan offers hardwood floors, 8 foot doors with craftsman style trim, lots of natural light from the oversized windows. The primary suite features a trey ceiling, ensuite bath with walk in shower, tub, double vanities and a large walk-in closet. Two additional guest bedrooms with a full bath provides flexibility for guests, home office or family living. You will love the kitchen/dining area with all new stainless steel appliances, granite countertops, under-cabinet lighting and plenty of beautiful cabintry offering lots of storage. Enjoy the beautiful backyard with screened in porch, firepit and pergola - plenty of room outdoors for privacy and entertaining. The 2 car garage offers epoxy coated flooring for a clear durable finish. Whisper dunes is a well-kept, deed restricted community offering a large community pool, cabana, walking paths, and full lawn maintenance included in the HOA dues. Located close to Pier Park, ECP Airport, fine and casual dining, Scenic Hwy 30A, Camp Helen State Park, and more! All data and dimensions to be verified by buyer.
#1011664

Panama City Beach

323 Blue Sage Road

3 Beds

2 Baths

1,756 Sq.Ft.

$525,000

MLS#: 1011664

New on site 1 day ago
****4 BEDROOM, 2 BATHROOM HOME THAT IS WALKING DISTANCE TO THE BEACH IN THE VERY DESIRABLE LULLWATER BEACH COMMUNITY!!!*** 2019 roof, and additional pictures and comments coming soon. All information is approximate and should be verified by buyers if important
#795172

Panama City Beach

16225 Sky Avenue

4 Beds

2 Baths

1,691 Sq.Ft.

$399,900

MLS#: 795172

Welcome to 314 Robinson Bluff Road at Colonial East in Panama City Beach, Florida. This under construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Julia floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. This is a beautifully designed single-story floor plan that perfectly blends style, comfort, and practicality for modern living. Just off the foyer, you'll find a versatile study, a convenient laundry room, and easy access to the garage. Continuing down the hall, you'll be drawn into the expansive, open-concept great room where the kitchen, living, and dining areas flow together effortlessly, creating a space that's perfect for both everyday living and entertaining. Natural light pours in, filling the entire area with warmth and creating a bright, inviting atmosphere. The kitchen is the focal point of this home, and it is designed for both beauty and functionality. Featuring crisp white shaker-style cabinets, stunning quartz countertops, a large center island, sleek stainless-steel appliances, and a spacious pantry, it's a chef's dream come true. The primary bedroom offers a tranquil retreat, with a generously sized bedroom, a spacious walk-in closet, and a private ensuite bathroom designed for relaxation. The ensuite features a double vanity with granite countertops, an enclosed shower, and plenty of storage. Bedrooms two and three are ideal for children, guests, or even a home office, and they share a conveniently located bathroom with a tub/shower combination. Interior features of this home will include quartz countertops, EVP flooring throughout, matte black plumbing fixtures and appliance package with a stove, microwave and dishwasher.

Images are of model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home purchase.
#784757

Panama City Beach

314 Robinson Bluff Road

3 Beds

2 Baths

1,443 Sq.Ft.

$365,925

MLS#: 784757

New on site 2 days ago
Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach. Certificate of Occupancy pending completion of final municipal water and sewer connection.
#795144

Panama City Beach

4305 Catherine Street

3 Beds

2 Baths

1,650 Sq.Ft.

$429,900

MLS#: 795144

 - property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.