Find Your Emerald Coast Home Live the Gulf Life!

Florida

1516 Clay Avenue

Panama City , FL 32405

MLS#: 786971

$194,900

Status: Active
Listing number: 786971
Listing provided by: Triple Crown Realty Team
Listing agent phone: None
Last update: 14 hours ago
New on site 1 day ago
Browse Properties
No Named Subdivision - Residential

Property

Beds

3

Full Baths

1

1/2 Baths

None

Year Built

1960

Sq.Footage

1,040

Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances as well as an updated bathroom. A versatile bonus room provides the perfect space for a home office, dining area, or second living room--tailored to fit your lifestyle. Outside, enjoy your own private retreat with a fully fenced backyard ideal for your pets or for relaxing and entertaining. Major improvements include a newer roof & HVAC (approx. 2019) and water heater (2022), adding peace of mind for years to come. This home is conveniently located just minutes from historic St. Andrews, downtown Panama City, and local marinas. Easy access to shopping, dining, local colleges, waterfront attractions, and the world-famous Panama City Beach, makes it an ideal primary residence, second home, or investment opportunity. Don't miss your chance to own a move-in-ready home in a central, highly accessible location. Survey Available.

Features & Amenities

Interior

  • Total Bedrooms

    3

  • Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating YN

    YES

  • Heating

    Central

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Construction Materials

    Block, Vinyl Siding

  • Parking

    Paved

  • Pool

    No

  • Waterfront YN

    NO

Area & Lot

  • Lot Features

    Paved

  • Lot Size(acres)

    0.21

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Florida

Price

  • Sales Price

    $194,900

  • Tax Amount

    $2,839

  • Zoning

    Resid Single Family

  • Sq. Footage

    1, 040

  • Price/SqFt

    $187

HOA

  • Association

    No

School District

  • Elementary School

    Lucille Moore

  • Middle School

    Jinks

  • High School

    Bay

Property Features

  • Foundation Details

    Slab

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Lucille Moore

Middle School

Jinks

High School

Bay

Listing Courtesy of Tina P Dixon , Triple Crown Realty Team

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Randy Baxter

REALTOR®

Randy Baxter

Call Randy today to schedule a private showing.

(850) 890-7135

RandyBaxter@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances as well as an updated bathroom. A versatile bonus room provides the perfect space for a home office, dining area, or second living room--tailored to fit your lifestyle. Outside, enjoy your own private retreat with a fully fenced backyard ideal for your pets or for relaxing and entertaining. Major improvements include a newer roof & HVAC (approx. 2019) and water heater (2022), adding peace of mind for years to come. This home is conveniently located just minutes from historic St. Andrews, downtown Panama City, and local marinas. Easy access to shopping, dining, local colleges, waterfront attractions, and the world-famous Panama City Beach, makes it an ideal primary residence, second home, or investment opportunity. Don't miss your chance to own a move-in-ready home in a central, highly accessible location. Survey Available.

1516 Clay Avenue

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

Charming 3 bed 2 bath in the heart of Panama City, FL.
#786271

Panama City

3135 W 22nd Street

3 Beds

2 Baths

1,320 Sq.Ft.

$180,000

MLS#: 786271

St Andrews Florida cottage south of 15th Street. This cute 2 bedroom 1 bath needs a little love and has great potential. The large fenced yard has a well and sprinkler system, a seperate workshop/garage for projects or storage, and a backdeck for relaxing and outdoor grilling. The house has a sunroom, living room/dining room, kitchen, mudroom/laundry room, 2 bedrooms and 1 bath. The bath has been updated. Put your toolbelt on and make this a dreamhome, it is the St Andrews location you have been looking for.
#780370

Panama City

1311 Clay Avenue

2 Beds

1 Baths

944 Sq.Ft.

$162,000

MLS#: 780370

New on site today
Perfectly located in the historic and highly sought-after St. Andrews area of Panama City, this home puts you just minutes from local restaurants, shops, parks, schools, and the waterfront--making everyday living both convenient and enjoyable. Originally built in 1955 and thoughtfully remodeled in 2016, this property blends timeless character with modern upgrades, all set on a durable concrete block foundation. Inside, you'll find a spacious living room that creates the perfect setting for relaxing or entertaining, along with updated bathrooms featuring tile finishes as well as brand new double-pane windows that improve both comfort and energy efficiency. Major systems have already been taken care of, including an HVAC system and all-metal roof replaced in 2019, as well as a brand new water heater installed at the end of 2025, giving you peace of mind for years to come. Enjoy the separate utility room space, as well as a backyard designed for both privacy and possibility. Concrete block walls provide a secluded feel, while the custom-built back porch offers the perfect spot to unwind and even the potential to be enclosed for additional living space. The property also includes a storage shed/doghouse, adding flexibility for pets, storage, or hobbies. This home is a great opportunity to own a move-in-ready property in one of Panama City's most charming and established neighborhoods, with the upgrades, space, and location that you are looking for.
#787036

Panama City

1613 Hickory Avenue

3 Beds

2 Baths

1,816 Sq.Ft.

$224,900

MLS#: 787036

New on site today
Welcome to resort-style, low-maintenance living at the iconic Landmark Condominiums, where this meticulously maintained ground-floor, 2-bedroom, 1-bath condo offers the perfect coastal retreat. This bright and inviting unit features durable tile floors throughout the main living areas, a fresh coastal color palette, and an in-unit stackable washer and dryer that remains for a seamless transition. The functional layout includes a spacious primary bedroom with a dedicated home office nook and a large walk-in closet for ample storage. Step out onto your private patio to enjoy a glimpse of St. Andrews Bay, or take advantage of Landmark's premier bayfront amenities, including a private beach, fishing dock, two sparkling pools, a fitness center, and a clubhouse with frequent community gatherings. The monthly HOA fee of $496.52 offers incredible value, covering exterior maintenance, landscaping, water, sewer, trash, internet, and pest control, leaving you with nothing to do but relax. Perfectly suited for a primary residence, second home, or long-term rental, this community maintains a serene atmosphere by prohibiting short-term rentals. Best of all, it is less than a mile from the vibrant restaurants of Beck Avenue and the community events at Oaks by the Bay Park. Schedule your showing today or request the video tour to see this gem for yourself!
#787008

Panama City

2100 W Beach Drive D101

2 Beds

1 Baths

970 Sq.Ft.

$195,000

MLS#: 787008

Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom, along with a laundry closet equipped with a full-size washer and dryer. The updated kitchen showcases a pantry, stainless steel appliances, and a stylish tile mosaic backsplash. It opens seamlessly to the main living area, perfect for everyday living and entertaining. Two sliding glass doors provide abundant natural light and lead to the covered patio—ideal for relaxing or outdoor dining. Upstairs, a bonus loft offers additional flexible living space and includes two storage closets. This area can easily serve as a home office, exercise room, game room, or even a third bedroom. Just beyond the patio, enjoy access to a large courtyard and the community pool, adding to the appeal of this low-maintenance lifestyle. This would make a great opportunity for a starter home or rental property investment! This home is conveniently located within 10 minutes of Tyndall Air Force Base and close to shopping, schools, parks, restaurants, and much more! This townhome offers comfort, functionality, and an excellent location.
#783823

Panama City

5014 Hickory Street

2 Beds

1 Baths

1,226 Sq.Ft.

$179,900

MLS#: 783823

Back ''On The Market Better '' Best Opportunity in Panama City Beach. Owner says: ''Sell It'' -Its Priced to sell!! Directly on the Beach. Gulf Front-Gulf of Mexico, Ocean and Sunset Views, Pool Side. Directly from your new condo to the beach-With a quality Recent renovation. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. Amenities: wi-fi, owners lounge, large gulf side pool, kiddie pool, game room, fitness center, BBQ, and picnic areas, beach showers poolside snack bar... Owner pet friendly. Dues that includes water, cable, internet, parking and much more. This building is short term and long term rental friendly! A safe community on the Iconic Thomas Drive, that is rich with activities and diversions. No special assessments! A true paradise, on the 6th floor. It is the only unit currently for sale at Top of The Gulf that has an ocean views from both sides of the building! Income opportunity is better than cash in the bank. Priced for quick sale!
#783094

Panama City

8817 S Thomas Drive A611

None Beds

1 Baths

489 Sq.Ft.

$225,000

MLS#: 783094

New on site 3 days ago
This is a rare opportunity for a 3 bedroom under $200k in the heart of town. Please note this listing is for Unit B only, as the entire duplex is currently listed for $400k. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in 2019--including roof, siding, HVAC systems, and more. This unit is perfect for a primary residence or investment as Unit A was previously leased for $1,695/month. It has a paved private driveway as well as a patio space and back yard. Come check it out today!
#786868

Panama City

754 Sherman Avenue B

3 Beds

1 Baths

1,317 Sq.Ft.

$199,900

MLS#: 786868

New on site 3 days ago
Fixer Upper. Sturdy water tight block home. This 4 bedroom 1 bath ranch home is ready to be updated. It has a large screened patio, that needs to be redone. There's also a large storage shed with electric. The property has a nice large yard. With some sweat equity this home is ready for new owners.
#786890

Panama City

604 Barton Avenue

4 Beds

1 Baths

1,152 Sq.Ft.

$160,000

MLS#: 786890

New on site 3 days ago
Check out this cozy home with a covered front porch, newly fenced deep lot, and comes with a home warranty! Updated and ready for it's next owners, you'll appreciate the updated interior, roof, air conditioning, and more. Great location only minutes to shopping, historic Panama City, Tyndall Air Force Base, boat launches, parks, and more. Backyard is ready for your vision, with a new privacy fence and beautiful oak trees provide shade for those summer days. If you're looking for a convenient location and a great home, schedule your showing today!
#786877

Panama City

213 Springfield Avenue

2 Beds

1 Baths

869 Sq.Ft.

$205,000

MLS#: 786877

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service